Who is hfc bank

The Bank is one of the leading mortgage providers in Ghana. About IFC. IFC, a member of the World Bank Group, is the largest global development institution focused exclusively on the private sector.

We help developing countries achieve sustainable growth by financing investment, mobilizing capital in international financial markets, and providing advisory services to businesses and governments. For more information, visit www. From 1 August you can no longer request a new credit card payment holiday, or extend an existing one.

We can discuss the right support for you based on your individual circumstances. But please be aware that the support we offer may have an impact on your credit file. You should have received a letter from us confirming this change.

At the end of the payment holiday, your minimum payment will go back to the usual calculation, as set out in your current terms and conditions. This will be based on a percentage of the total amount you owe at the time. It will take into account any increase due to interest, or use of your card, during the payment holiday period. This means that when you start making payments again, your minimum payment may be higher than it was before your payment holiday.

Interest continued to apply at the usual rates during your payment holiday, as well as standard charges for example, if you used your card to withdraw cash. There were also no charges for paying late, as there were no minimum payments due over this period. Your balance may also have increased if you continued to use your card during the payment holiday, so you could be paying interest on a higher amount and you may have noticed your minimum payment is higher following your payment holiday.

The option to request a payment holiday has been removed in line with guidance provided by the Financial Conduct Authority. Further details can be found at www. HFC Bank. Frequently Asked Questions. Can I settle my agreement early? How do I make payments to my accounts? For Loan payments: To pay your Loan using online banking or BACS, please use the sort code and account number , quoting your Loan account number as the reference.

How do I make payments from abroad? How do I update my address or phone number? I've received a statement or letter from you, what do I do? Financial difficulties. Further help and advice.